Working capital, with every cost on the table.
Business credit cards with 0% intro APR, term loans and revenue-based financing for new and growing businesses. You see the fee, the rate after any intro period and every application before anything is submitted.
Check what you qualify forPrefer to talk first? Call Bryce at 727-251-9571
A property holding company closed a $55,000 seven-year term loan plus $19,000 in 0% intro APR business credit.Success fee of 15% ($11,100) disclosed up front and paid at funding.
Who this fits
A strong fit
- Owners with good personal credit starting or growing a business
- Businesses that want working capital without pledging property
- Owners who can repay card balances before the intro period ends
- Established businesses with steady card or bank deposits (revenue-based)
Probably not a fit
- Anyone expecting a grant or free money (this is credit you repay)
- Owners who can't afford payments once an intro rate ends
- Anyone with recent bankruptcies or collections in progress
How it works
See your options
Answer a few questions. A soft review of your profile shows which products you're likely to qualify for, with no hard inquiry at this step.
Review costs in writing
Before anything is submitted you get the full list of applications, our fee, each card's APR after the intro period and any term-loan rate.
You approve, then we apply
Nothing is submitted without your signature on each application. Our fee is due only once you're funded.
What it costs, in plain numbers
Based on the $74,000 closing shown above. Your terms will differ, and you'll see them in writing first.
| Component | Amount | Cost | What to plan for |
|---|---|---|---|
| Business term loan | $55,000 | 18% rate, 7-year term | Fixed monthly payment from the first month |
| Business credit card | $19,000 | 0% intro APR for 24 months | Balance left after month 24 moves to the card's standard variable APR |
| DDT Wealth success fee | 15% of funded amount | $11,100 | Paid once at funding; nothing owed if you aren't funded |
| Credit inquiries | Each application | Temporary score impact | You see and approve every application before it's submitted |
Questions owners ask
Is this a loan or credit cards?
Often both. Many packages combine a term loan with business credit cards. We tell you exactly which products and how much of each before you commit, so you're never surprised by what shows up.
What happens when the 0% period ends?
Any remaining balance starts accruing interest at the card's standard variable APR, which is often above 20%. Plan to pay the balance down during the intro period, or refinance it into a term loan.
Will this affect my credit?
Each application is a hard inquiry and can lower your score temporarily, and new accounts change your average account age. That's why you approve every application in advance.
How is your fee calculated?
As a percentage of the credit you actually receive, disclosed in writing before we submit anything and due only when you're funded. There are no upfront fees.
What is revenue-based financing?
An advance or loan sized on your business's deposits or card sales, repaid from future revenue. It can fund fast, but the effective cost is usually higher than a term loan. We'll show you the total repayment before you sign. Apply for revenue-based financing.
Want to see the numbers first?
Leave your details and we'll call within one business day to walk through the likely options and costs.
